Should I grade this card?
Grading costs money and takes months — it only pays when the graded card beats the raw price by more than the fee. This turns the collector rules of thumb (the “3× rule”, gem-rate odds, a 9 being worth a fraction of a 10) into one honest number: your expected value if you grade, versus selling it raw today.
Verdict
✕ Sell it raw
Expected value graded
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After grading cost and gem-rate odds, you're not meaningfully ahead of selling raw.
The odds of a gem-mint 10 are yours to judge — condition, centring and the grader all matter, and this can't see your card. Treat the verdict as a sanity check, not a guarantee. Grading cost is billed in USD; shown converted at an indicative rate.
The rules of thumb this uses
- The 3× rule: a common heuristic that a PSA-10 should sell for at least ~3× the raw price to justify grading. It's the default here — adjust it to the real graded/raw spread for your card.
- Gem-rate odds: your honest chance of a 10. Centring, edges and surface all matter, and this can't see your card — so it's a slider, not a promise.
- Under ~$20 raw: grading almost never pays; the fee and risk eat the upside.
- Next step: if you decide to sell, run the net-proceeds calculator to see what you actually pocket after fees.
